A “Sample Letter To Have LexisNexis Freeze Your Credit Report” is a written request. It asks LexisNexis to restrict access to your credit file. People often use it after identity theft. It can also help prevent unauthorized accounts.
Need to write such a letter? Don’t worry! We’ve got you covered.
This article provides sample letters. Use them to easily freeze your LexisNexis credit report. We make it simple.
Sample Letter To Have Lexisnexis Freeze Your Credit Report
[Your Name]
[Your Address]
[Your City, State, Zip Code]
[Your Phone Number]
[Your Email Address]
[Date]
LexisNexis Risk Solutions
P.O. Box 105108
Atlanta, GA 30348-5108
Subject: Request to Freeze My LexisNexis Credit File
Dear LexisNexis,
I am writing to request that you place a security freeze on my LexisNexis credit file. This freeze will prevent access to my credit information, which will help protect me from identity theft.
My personal information is as follows:
Full Name: [Your Full Name]
Date of Birth: [Your Date of Birth]
Social Security Number: [Your Social Security Number]
Current Address: [Your Current Address]
Previous Address (if applicable): [Your Previous Address]
I understand that placing a security freeze may delay or prevent access to my credit information by certain businesses.
Please confirm in writing once the freeze has been placed on my file.
Thank you for your prompt attention to this matter.
Sincerely,
[Your Signature]
How to Write Letter To Have Lexisnexis Freeze Your Credit Report
1. Subject Line: Clarity is Paramount
The subject line is your opening gambit. It should be forthright and leave no room for misinterpretation. LexisNexis processes countless requests daily; a clear subject line ensures your letter is routed appropriately and expeditiously.
- Use: “Request to Freeze LexisNexis Credit File”
- Alternatively: “Credit Freeze Request – [Your Full Name]”
2. Salutation: A Formal Overture
Begin with a respectful salutation. While familiarity is comforting in personal correspondence, formality is de rigueur when dealing with bureaucratic processes like a credit freeze.
- Use: “Dear LexisNexis Risk Solutions,”
- Avoid: “Hey LexisNexis,” or any overly casual greetings.
3. Identifying Information: Establishing Your Identity
This section forms the bedrock of your request. You must unequivocally establish your identity to prevent unauthorized access or fraudulent freeze requests. Provide comprehensive details; accuracy is pivotal.
- Full Legal Name: Include your first, middle, and last name.
- Current Address: The address where you currently receive mail.
- Previous Addresses (if applicable): List any addresses you’ve lived at in the past two years.
- Date of Birth: Month, day, and year.
- Social Security Number (SSN): Provide this for definitive identification, but be mindful of security.
- LexisNexis Control Number (if known): If you have interacted with LexisNexis before and have a control number, include it.
4. Explicit Request: Articulating Your Intent
Clearly state your intention to freeze your LexisNexis credit file. Avoid ambiguity; use direct, unambiguous language to leave no doubt regarding your desired action.
- Example: “I am writing to formally request a security freeze be placed on my LexisNexis Risk Solutions consumer file.”
- Further Clarification: “This request is to prevent access to my file for any new credit inquiries.”
5. Substantiating Documentation: Fortifying Your Claim
Include copies of documents that corroborate your identity and address. These documents serve as tangible proof, bolstering the legitimacy of your request and mitigating the risk of impersonation.
- Acceptable Documents:
- Driver’s License or State-Issued Identification Card
- Social Security Card
- Utility Bill (showing your name and current address)
- Bank Statement (showing your name and current address)
- Important: Do not send originals. Only send photocopies.
6. Affirmation and Compliance: A Declaration of Honesty
Include a statement affirming the accuracy of the information provided and your willingness to comply with any additional verification procedures LexisNexis might require. This demonstrates good faith and proactive cooperation.
- Example: “I certify that the information provided in this letter is true and accurate to the best of my knowledge. I am willing to provide any additional documentation or information necessary to complete this request.”
7. Closing: A Formal Farewell
Conclude with a professional closing and your signature. A polished closing leaves a lasting impression of competence and attention to detail.
- Use: “Sincerely,” or “Respectfully,”
- Your Signature: Sign your name legibly above your typed name.
- Typed Full Name: Below your signature.
- Date: Include the date you are sending the letter.
Frequently Asked Questions: Freezing Your LexisNexis Credit Report
Freezing your LexisNexis credit report can help protect you from identity theft. Below are answers to common questions regarding this process.
Why should I freeze my LexisNexis credit report?
Freezing your LexisNexis credit report can help prevent unauthorized access to your personal information, reducing the risk of identity theft and fraud.
How do I request a freeze on my LexisNexis credit report?
You can request a security freeze by sending a written request via certified mail to LexisNexis Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108, or by contacting them through their website or phone.
What information should I include in my freeze request letter?
Your request should include your full name, current and previous addresses, date of birth, Social Security number, a copy of your driver’s license or other government-issued ID, and a copy of a utility bill or bank statement for address verification.
Is there a fee to freeze my LexisNexis credit report?
Generally, there is no fee to freeze or unfreeze your LexisNexis credit report. State laws often prohibit charging consumers for these services.
How long does it take for the freeze to be implemented?
LexisNexis is typically required to place the freeze within a few business days of receiving your complete request. You will receive confirmation once the freeze is in place.
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