A “Sample Letter To Request Mortgage Remove Your Pre Orders” is a formal request. It asks your mortgage lender to remove pre-authorized debits. You might need this letter if you want more control over your mortgage payments. Maybe you’re switching banks or prefer paying manually.
Need to write this letter? Don’t worry! We’ve got you covered. We will share letter templates and samples.
Consider this your go-to resource. We aim to simplify the process. You can easily adapt our samples to fit your specific situation.
Sample Letter To Request Mortgage Remove Your Pre Orders
[Your Name]
[Your Address]
[Your Phone Number]
[Your Email Address]
[Date]
[Mortgage Company Name]
[Mortgage Company Address]
**Subject: Request to Remove Pre-Authorized Payments**
Dear [Mortgage Company Contact Person or Department],
This letter is to formally request the cancellation of all pre-authorized payments (also known as automatic withdrawals) related to my mortgage account.
My mortgage account number is [Your Mortgage Account Number].
I would like these automatic payments stopped, effective immediately or as soon as possible.
Please confirm in writing once the pre-authorized payments have been cancelled.
Thank you for your prompt attention to this matter.
Sincerely,
[Your Signature]
[Your Typed Name]
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How to Write a Letter To Request Your Mortgage Lender Remove Pre-Orders
Subject Line: Setting the Stage for Swift Action
The subject line is your clarion call. Be direct and avoid ambiguity.
- Option 1: Request to Remove Pre-Authorized Transactions – [Your Name] – [Loan Account Number]
- Option 2: Removal of Pre-Orders for Mortgage Payments – Account [Your Account Number]
- Option 3: Urgent: Cancel Pre-Authorized Mortgage Payments
Salutation: A Respectful Overture
Maintain a formal and respectful tone. Courtesy begets consideration.
- Use “Dear Mr./Ms./Mx. [Loan Officer’s Last Name],” if known.
- If the name is unknown, use “Dear Mortgage Department,” or “To Whom It May Concern,” as an alternative.
Introduction: Concisely State Your Intent
Get straight to the crux of the matter. Clarity is paramount.
- “I am writing to formally request the cessation of all pre-authorized transactions related to my mortgage account, number [Your Loan Account Number].”
- “This letter serves as a formal notice to discontinue pre-orders for mortgage payments associated with account number [Your Loan Account Number], effective immediately.”
Body Paragraph 1: Detailing the “Why” (Optional but Recommended)
While not strictly mandatory, a brief explanation can expedite the process. A modicum of context never hurts.
- If Switching Payment Methods: “I intend to remit payments through a different channel henceforth.”
- If Refinancing: “I am currently in the process of refinancing my mortgage, necessitating the removal of existing pre-authorized payments.”
- If Selling: “The property is being divested, and the mortgage will be discharged shortly.”
Body Paragraph 2: The Imperative Request and Effective Date
Emphasize your request and specify when you want the changes implemented. Precision is key.
- “I request that this cancellation take effect immediately, or no later than [Specific Date].”
- “Kindly ensure that no further debits are made from my account after [Specific Date].”
- “Please confirm the cancellation in writing at your earliest convenience.”
Closing: A Cordial Farewell and Contact Information
End on a positive note and provide avenues for easy communication. Facilitate the resolution.
- “Thank you for your expeditious attention to this matter. Please do not hesitate to contact me if further information is required.”
- Include your phone number and email address for prompt communication.
Valediction and Signature: The Final Flourish
Select a professional closing and ensure your signature is legible.
- Acceptable closings include: “Sincerely,” “Respectfully,” or “Best regards,”
- Follow the valediction with your typed full name and signature above it.
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Frequently Asked Questions: Removing Mortgage Pre-Orders
This section provides answers to common questions regarding the process of requesting the removal of pre-ordered mortgages. Understanding this process can help facilitate smoother transactions and avoid potential complications.
What is a mortgage pre-order, and why would I want to remove it?
A mortgage pre-order is an advance request for mortgage funds. You might want to remove it if your financing plans have changed or the property purchase has fallen through.
How do I formally request the removal of a pre-ordered mortgage?
Submit a written request to your lender, clearly stating your intention to cancel the pre-order and providing relevant details like the application number and property address.
What information should I include in my removal request letter?
Include your name, address, loan application number, property address, the date of the pre-order, and a clear statement requesting its cancellation.
How long does it typically take for a pre-ordered mortgage to be removed?
The processing time varies by lender but typically takes between 5 to 10 business days after receiving your request.
Are there any fees associated with removing a mortgage pre-order?
Generally, there are no fees associated with removing a pre-ordered mortgage, but it’s always best to confirm with your specific lender.